Benefits

Simpson Millar Solicitors

Simpson Millar LLP in association with Maxwell Gillott and Napo, are delighted to offer a range of complimentary legal services. These are available on a reduced fee basis to Napo members and their families - click here for full details.

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Benenden Healthcare

Membership for only £1.50 per week – the UK’s most trusted healthcare provider

Voted the most trusted healthcare provider at the Moneywise Customer Service Awards 2011, Benenden Healthcare has been providing healthcare excellence for over 105 years. With a membership of over 900,000 we have a deserved reputation for delivering personable and efficient healthcare when people need it most.

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Our model is simple; members club together paying just £1.50 a week with the peace of mind that should they need prompt diagnosis and treatment they can ask us for help.  Healthcare services offered on a discretionary basis to ensure help is given to those who need it most. They include information and advisory services such as our 24/7 GP and Counselling Helplines, as well as consultation/diagnostic, treatment and rehabilitation services.

  • No minimum contracts
  • Membership costs do not rise with age or service use
  • Add family & friends for the same affordable rate
  • No medicals
  • No age limits

To find out more, call today on 0845 052 5733* quoting NAPO or visit us online www.benenden.org.uk

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Tax Credit Services

Do you have children under 20 or work at least 30 hours* a week (or both)?

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Thousands of Trade Union members and their families could be missing out on extra cash because according to the latest research, they think tax credits are only for the low paid.

Tax Credits are meant to boost your income. How much you get depends on your circumstances and household income, but in some cases, the amounts can be life changing! The average Child Tax Credit payment is over £3,500 a year. Even families earning over £42,000 could be eligible.

Unfortunately, the tax credit system is very complex and recent changes to the rules have increased the chance you could make a mistake and have to hand the money back!

This is where our Tax Credit Service can help. Through our partners at Tax Credit Solutions, the NAPO Tax Credit Service will tell you how much extra cash you should be getting, and what’s more…. it’s completely FREE to find out.

As long as you’re due at least £150, you’ll have the opportunity to either do all the work yourself, or let our new service remove the stress, hassle, and importantly, the financial risk of dealing directly with HM Revenue, by doing everything for you.

Anyone over 16 who normally lives in the UK can apply for tax credits, so if you answered YES to the question at the top of this page, click here to find out how much extra money you could be getting. It will cost you NOTHING to find out.

INFORMATION LINE: 0161 968 7440

*16 hours a week if you’re a) over 59 or b) 16-24 and disabled

Tax Refund Services

As a NAPO member, you are entitled to receive a FREE comprehensive review of your tax affairs going back up to 6 years to find out whether you are due a tax refund.

Over 4,400 Napo members have already taken advantage of this opportunity, which is provided through our partnership with The Tax Refund Company, the UK’s leading tax refund experts.

The average refund for NAPO members is currently £247 each.

You may have incurred expenses or costs that could have been claimed as a deduction from your taxed income, missed out on one of the many tax allowances that have been available over the past 6 years, or HM Revenue may simply have made an error in your tax coding. Either way, The Tax Refund Company will review your tax codes for the last 6 years and assist you by securing any refund that may be due.

This is the most cost-effective way to make sure you have not paid too much tax. The Tax Refund Company do not make a charge for checking your tax codes.

Only  if they  are successful in getting you a refund, will they retain 41p in the pound, returning 59 pence in the pound to you. If there is no refund, there is no fee, and there is no minimum fee, so you really cannot lose. What’s more, you keep ALL future savings (from a revised tax code) in full.

Applying for a tax code review will also enter you into The Tax Refund Company's annual prize draw* - first prize is £10,000, tax free!

To start your tax code review, click here

*subject to Terms & Conditions

Insurance Services

Home insurance for Napo Members

Special rates for Home, Travel and Car Insurance

UIA Insurance provide great value, low cost insurance for Napo members, retired members and their families.

Home Insurance (click here)

  • 15% on-line discount

  • Additional 5% discount by combining contents and buildings insurance

  • Spread the cost with monthly instalments

Travel Insurance (click here)

  • 10% on-line discount

  • Single trip or annual cover available

  • Discounts for single parents and under 4’s are free

Car Insurance (click here)

  • On-line discount available

  • Comprehensive, third party fire and theft or third party only cover

  • Free European Union cover for up to 90 days

Visit http://www.uia.co.uk/NAPO for a quote or immediate cover or alternatively call UIA on 0845 842 8421.

As a mutual insurer, UIA reinvests any surplus in order to keep premiums low. Our underlying principles mean that members can be sure of a consistently fair and honest approach.

Win a £500 shopping voucher!

Enter UIA’s fabulous free prize draw and you could win a £500 shopping voucher. One lucky winner will be picked each month until December 2011.

The prize includes a £500 shopping voucher at the supermarket of your choice. Visit our website for full details and your chance to win. Terms and conditions apply, see UIA Insurance website for details. Closing date 31st December 2011.

Napo is an Introducer Appointed Representative of UIA (Insurance) Ltd and UIA (Insurance Services) Ltd, which are both authorised and regulated by the Financial Services Authority. Travel insurance is underwritten by Fortis Insurance Ltd. Motor insurance is arranged and administered by UKFIS Limited. Both these companies are authorised and regulated by the Financial Services Authority.

Legal Services

As a Napo member, you and you family have access to a range of legal sevices. "Family" here means you, your partner, including same sex partner, and children, unless otherwise specified. Please help us speed up your application by putting your membership number on your application form.

Personal Injury

If you are involved in an accident or injury at work, we can take legal action on your behalf. This service is for members only.

Road Traffic Accidents

If you need to take legal action following a road traffic accident, we can take legal action on your behalf. This service is for members only.

Free will writing and reduced price conveyancing

Napo's solicitors, Thompsons, operate these schemes directly.

Free legal advice on non-work related issues

You are entitled to one free legal consultation on any matter outside your employment.

Energy Services

Napo Energy, in association with Uchange4better, is an innovative comparison site for domestic energy which monitors every possible gas and electricity deal available in the country.

As well as reducing the strain on your wallet, you can also help to reduce the strain on the environment.

Every comparison shows you the CO2 impact of each option, allowing you to make a conscious decision about helping to reduce your carbon footprint.

Click here to find out more.

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